@PattyHanson , I wish I had learned this decades ago, but those guys who try to sell you insurance on the interwebsnet? They will sell a new years' insurance at an introductory rate, and if you switch providers every year, you can get the new rates every year. Totally worth it, but a pain in the butt to remember to do. And hundreds of phone calls to screen...
@PattyHanson , another tip, sell your cars. Am uber is getting to be cheaper than owning a car. And a neighborhood electric vehicle that doesn't need insurance or registration is next for me. And I just put a downpayment on a 3 wheeled electric motorcycle that should cost about $100 a year to insure.
