US credit bureaus are legally required to give you a copy of your file on request at no cost (max 1 per yr). But some of them demand a copy of your driver's license. Why should we trust them with that? Doesn't that precondition, invented by the bureau, in effect violate my right to receive a copy? #efx #equifax #tru #transunion #expn #experian #innovis
Americans aren't even required to have a driver's license, so how can it be required to have one to obtain a credit report?
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@koherecoWatchdog Are you claiming that these place will not accept a nondrivers photo ID, or did you perhaps mean to say a photo ID and not specifically a license?
@freemo 2 of 5 CCRAs demand a "driver's license". I have little doubt that they would accept state-issued ID, but it's the same problems: 1) citizens are not legally required to obtain a DL or state ID 2) the state ID is not gratis in every state 3) many DMVs sell data to brokers 4) consumers have good reason to distrust CCRAs with that data.
@koherecoWatchdog Not disagreeing with you that it is a problem. Only trying to clarify the details.
I personally feel strongly that a person should have a right to levels of anonymity they are not currently granted in many things, and requiring and ID is part of that. It is why I am against all of the following:
* Stop and ID laws
* requiring you use your true name on facebook
* Requiring licensing or registration of guns (in its current form, I'd be ok with anonymized licensing)
etc
