@Springnat

Yes, savings, for a responsible person, takes the form of a IRA or Rother IRA, or 401K, typically invested in stable low-risk mutual funds. If your eally want to keep savines as cash with garunteed returns you can do a CD which will still give you more returns than inflation but just barely (its not a wise investment but it is an option if you insist on holding cash for any reason)

@icedquinn @melovida @clacke