@stux I've often been cautious with IBAN simply because I didnt know if these protections existed. It seems far too easy for a merchant to just not give me what I bought and keep my money.

My bike I keep int he netherlands cost me like 10K, my biggest expense in the netherlands, and i will tell you that made me quite paranoid. Only reason i was ok with it is because i knew the stores physical location and visited it before making the order. If they cheated me they were going to have to deal with an american who knows how to make gunpowder from a pile of rocks :)

@freemo Haha you should indeed 😮 With most stores that have a location it's no worries but many webshops these days have no address or anything and it's hoping you get your items. When you tap/click send in IBAN it's gone and no way to return it ​

There's now this issue with Bunq apps that "devs" create and request permissions from your account.. If they have it they can go wild ​

I only use Bunq for business since it's the "cheapest" but as normal account it's expensive as hell and support also kinda suck.. Plus they have no offices

@stux I use bunq simply because it has the most digital features. I have no objections to the service thus far.

@freemo That's the plus indeed ​ A few months ago I got a bill of €49 something for one month use.... ​ that was it for me lol

@stux I've never seen any expenses anywhere near that on bunq.

@freemo I think it was a month with many uhh.... "pin" transactions ​ The first 10 are free and after that 99 cents per time i guess