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People are born as debt... UNLESS you use each other without banks more often.... 

Shortest version
● People are born debt.

Or

● People are born as debt hosts.. Unless more people use each other without banks more often.

● Else debt gets worse as debt increases fastest and more than anything more human or caring.

UNLESS you AND I work together more often (or you and some others)...... without banks.... It gets worse.

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