I popped into the bank whilst I was in town today as it's bang opposite the hospital where I had an outpatient appointment.
I wanted to ask them about a loan for a car, what I had in mind was to put in 6500€ of my savings and borrow 6500€ from the bank to buy a decent second hand car. however, what they proposed, in view of my age, 72, (so they said) was to lend me the money on the condition that they could block an equivalent sum in my savings account.
Now the whole idea of using a bank loan instead of the cash that I have in my savings account was that that way, I would still have my savings available in case I needed them for something urgent like for example medical treatment that is not refunded by the healthcare system here.
So the bank are proposing to borrow 6500€How stupid do you think I am of my money, block it, and then lend it back to me at 4.5% interest!
Fuck that! How fucking stupid do they think I am?