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Its not any one place, I've been all around the world and had health insurance in several different countries, Italy, the Netherlands, Germany, Canada, you name it.
The problems are manifold, there are the obvious things that dont need much proving like effects it has on privacy that is inherent to a centralized system. In canada for example your complete medication history is in a central database which makes it impossible to keep your medical history truly private and secure, particularly if you take meds that are either controlled substances (like for ADHD) or for things like schizofrenia.
But the more damning stuff is the stuff that requires a real analysis of the data to see.I think the prime example, and one that is very obvious in the data but also something I personally expiernced is the delays you see in time to get care which are horrendous throughout the whole of europe.
The Netherlands has some of the shortest wait times of any country in europe and you are still talking on the order of months on average, even for debilitating conditions where immediate care is critical to patient health, the USA (particularly before ObamaCare, but even after) is a fraction of that time on average. This is also what effected me personally when i had a spinal cord injury while living in the Netherlands. I had a non-surgical solution that was working quite well for me that was essentially a 5 minute procedure about one a month where they inject steroids into my spine. But because they can only schedulet he procedure once the pain starts coming back, and because the procedure took about 2 months in advance to schedule (despite taking all of 5 minutes to do) it means I'd be 1 month where I was perfectly fine and 2 months where i was crippled and in agonizing pain. So I was forced to get a surgical procedure that was far riskier that I didnt really need simply because the system was too broken to give me my treatment on time and in a timely fashion.
