"Most cryptocurrencies, despite the market value, will not have any adoption as a method of payment,"
That can be clearly demonstrated to be false as they **already** have adoption as a form of payment.
Paypal now accepts cryptocurrencies at checkout, this covers like 50% of the internet or more right off the bat.
Moreover a ton of companies directly take Cryptocurrencies as payment now:
* Starbucks
* Microsoft
* Overstock
* Subway
* Shopify
* Dish Network
* AT&T
* Burger King (Venezuela)
* KFC (Canada)
* Twitch
* Pizza Hut (Venezuala)
* Miami Dolphins
* Mavricks
* Virgin Galactic
* Norwegian Air
* CheapAir
* NewEgg
The list is rather long I do I really need to continue?
Cant say I agree unless I or someone were posting a blog post or something where I might expect to snag a large group of people to get on board.. His personal decisions or any effort I make in a one-on-one conversation will have absolutely no effect on my personal profits.
That said I think you could say I am bias (just as you are bias to your own PoV).. but that isnt the same thing as a conflict of interests.
From January to the begining of April the USD has actually increased. it dropped slightly since april but overall is still up since january.
I had a mona.co account a few years back, they have been able to manage to link a Visa debit card to the account, not heard of problems spending it, to the contrary, sell just enough to put cash in your account for McDonalds, put the change back into crypto right on your phone... Not sure "adoption as a method of payment" matters, Euro's don't work locally either, but I can keep my money in them and still spend it. Unless trading for fiat is banned, shouldn't be an issue (but what happened yesterday, some country banned it?).