it's hard to earmark money or keep accounts separate when you're broke.

there's money there.

you need money for groceries.

it's much easier to manage money when you don't have an urgent personal need for it.

@thor If you have a separate account, (or better yet, stash money in a separate form such as stocks or crypto to add friction when cashing those funds out), I've actually found it easy not to touch those funds because of lack of object permanence, #ADHD, etc.

@realcaseyrollins

The banks must love you :)

@thor