The main gambles we're facing;

1 - using money where it buys you and others increasingly less and less

2 - People-orientated investment from now since money can't buy what we morally like (and arguably never will)

So this is the main two gambles I see from other people manipulating you from afar.

In a way it's also about:

1 - using their control / their will-power

2 - putting your life in your control / your will-power

It might feel too early for you to see this basic design under everything... but looking at the underlying (or under-lying should I say) basics AND all the complex control points, I'm confident it's for us to take it in our own hands.

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Extra thought:
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To differentiate who is helping and who isn't I think is going to be more natural as survival comes back more into focus, like the rich / upper middle class feeling comfortable... which arguably we all are/were until we realised back then or in future how quickly they can take 'our' (their) money back.
In 1970's America gave away money free which shows how this can work and then was able to pull back the interest in it's own favour.