Even on individual level we dont know hiw to interact or "pay back" without money-masters in between. Or simply it's for your own gain like thise above you to also do the same as to that extent "it works".
How you see others too is structurally dictated as a must.
(almost nothing else as to the spirit and adding choices for the people or improvement). A tight enforced matrix.
Some only embrace this to the further detriment because without a soul or better intention everything becomeso empty and meaningless.

Finally I can die happy having reached it 2 short sentences.

Finance is a sort of Fascism.

Not worth relying on totally for human improvement.